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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,058 | $167,533+127.5% | $151,645+151.3% | $134,545+183.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -8.59% | 7.81%-16.4pp | 3.34%-11.9pp | 418.37%-427.0pp |
| Employer contribution / active EE | $29,000 | $6,828+324.7% | $6,165+370.4% | $4,742+511.6% |
| Participant deferral / active EE | $13,500 | $8,985+50.2% | $8,363+61.4% | $6,401+110.9% |
| Admin fee / account holder | $632 | $13,781-95.4% | $11,614-94.6% | $11,431-94.5% |