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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,822 | $202,342-53.6% | $172,753-45.7% | $152,909-38.6% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 29.27% | 1029.88%-1000.6pp | 803.00%-773.7pp | 345.46%-316.2pp |
| Employer contribution / active EE | $13,251 | $5,857+126.2% | $5,144+157.6% | $4,764+178.2% |
| Participant deferral / active EE | $6,000 | $5,948+0.9% | $5,198+15.4% | $5,851+2.5% |
| Admin fee / account holder | $865 | $17,112-94.9% | $13,956-93.8% | $11,601-92.5% |