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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,650 | $198,457-64.4% | $170,435-58.5% | $147,586-52.1% |
| Participation rate | 66.7% | 88.0%-21.3pp | 83.6%-16.9pp | 82.8%-16.2pp |
| Annual return | 22.95% | 257.30%-234.4pp | 205.94%-183.0pp | 578.59%-555.6pp |
| Employer contribution / active EE | $11,902 | $6,183+92.5% | $5,432+119.1% | $4,876+144.1% |
| Participant deferral / active EE | $5,500 | $5,629-2.3% | $4,939+11.3% | $5,439+1.1% |
| Admin fee / account holder | $0 | $16,852-100.0% | $13,881-100.0% | $10,886-100.0% |