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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $419,096 |
BDO USA, LLP2+ years Filed as: BDO USA, P.C. Service code 10 · EIN 13-5381590 | Accounting | $29,000 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $239 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,046 | $107,415+35.0% | $135,998+6.7% | $80,187+80.9% |
| Participation rate | 89.5% | 78.0%+11.5pp | 81.9%+7.6pp | 72.9%+16.6pp |
| Annual return | 18.42% | 91.99%-73.6pp | 68.37%-50.0pp | 40.40%-22.0pp |
| Employer contribution / active EE | $5,601 | $3,878+44.4% | $4,860+15.2% | $2,980+88.0% |
| Participant deferral / active EE | $9,529 | $8,189+16.4% | $7,761+22.8% | $5,016+90.0% |
| Admin fee / account holder | $146 | $127+14.8% | $10,769-98.6% | $145+0.5% |