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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.1+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $647,620 |
BDO USA, LLP1+ years Filed as: BDO USA, P.C. Service code 10 · EIN 13-5381590 | Accounting | $31,600 |
CHARLES SCHWAB & CO., INC.1+ years Service code 33 · EIN 94-1737782 | Float revenue; Shareholder servicing ... | $773 |
CHARLES SCHWAB & CO., INC.1+ years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,071 | $95,388+32.2% | $125,401+0.5% | $77,906+61.8% |
| Participation rate | 89.6% | 78.6%+11.0pp | 82.4%+7.2pp | 73.7%+15.9pp |
| Annual return | -16.44% | 116.19%-132.6pp | 572.53%-589.0pp | 12.16%-28.6pp |
| Employer contribution / active EE | $5,364 | $3,666+46.3% | $4,816+11.4% | $2,846+88.4% |
| Participant deferral / active EE | $8,934 | $7,711+15.9% | $7,448+20.0% | $4,805+85.9% |
| Admin fee / account holder | $224 | $119+88.3% | $10,008-97.8% | $133+68.8% |