Filed October 8, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,520 | $59,725-10.4% | $68,509-21.9% | - |
| Participation rate | 80.8% | 66.5%+14.3pp | 74.7%+6.1pp | - |
| Annual return | -1.18% | 51.05%-52.2pp | 8.27%-9.5pp | - |
| Employer contribution / active EE | $1,760 | $1,613+9.1% | $2,278-22.7% | - |
| Participant deferral / active EE | $2,921 | $2,426+20.4% | $3,382-13.6% | - |
| Admin fee / account holder | $2,490 | $8,564-70.9% | $5,275-52.8% | - |