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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,472 | $98,240+169.2% | $82,312+221.3% | $147,586+79.2% |
| Participation rate | 80.0% | 79.7%+0.3pp | 76.9%+3.1pp | 82.8%-2.8pp |
| Annual return | 13.66% | 30.85%-17.2pp | 25.88%-12.2pp | 578.59%-564.9pp |
| Employer contribution / active EE | $4,688 | $3,192+46.9% | $2,428+93.0% | $4,876-3.9% |
| Participant deferral / active EE | $9,203 | $4,383+110.0% | $3,706+148.3% | $5,439+69.2% |
| Admin fee / account holder | $1,149 | $8,563-86.6% | $5,608-79.5% | $10,886-89.4% |