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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,436 | $138,076-58.4% | $123,553-53.5% | $135,380-57.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.18% | 153.70%-162.9pp | 119.21%-128.4pp | 519.81%-529.0pp |
| Employer contribution / active EE | $3,745 | $5,152-27.3% | $4,628-19.1% | $4,779-21.6% |
| Participant deferral / active EE | $11,906 | $6,800+75.1% | $6,426+85.3% | $5,609+112.3% |
| Admin fee / account holder | $2,072 | $10,917-81.0% | $9,284-77.7% | $10,828-80.9% |