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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,899 | $127,387-62.4% | $115,038-58.4% | $125,389-61.8% |
| Participation rate | 70.0% | 84.2%-14.2pp | 81.4%-11.4pp | 83.2%-13.2pp |
| Annual return | 3.85% | 31.28%-27.4pp | 26.14%-22.3pp | 282.24%-278.4pp |
| Employer contribution / active EE | $2,247 | $5,166-56.5% | $4,608-51.2% | $4,866-53.8% |
| Participant deferral / active EE | $5,906 | $6,423-8.1% | $6,026-2.0% | $5,352+10.4% |
| Admin fee / account holder | $2,024 | $9,516-78.7% | $8,175-75.2% | $9,541-78.8% |