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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,619 | $56,197-24.2% | $67,652-37.0% | $59,633-28.5% |
| Participation rate | 30.3% | 71.5%-41.2pp | 75.7%-45.4pp | 68.7%-38.4pp |
| Annual return | -7.26% | 18508.10%-18515.4pp | 6625.40%-6632.7pp | 2041.45%-2048.7pp |
| Employer contribution / active EE | $1,331 | $1,615-17.6% | $2,266-41.3% | $2,203-39.6% |
| Participant deferral / active EE | $3,067 | $2,844+7.9% | $3,560-13.8% | $3,192-3.9% |
| Admin fee / account holder | $0 | $3,958-100.0% | $4,821-100.0% | $4,297-100.0% |