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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,693 | $167,352-47.6% | $143,788-39.0% | $134,509-34.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.72% | 0.47%-21.2pp | -0.03%-20.7pp | 418.13%-438.9pp |
| Employer contribution / active EE | $6,032 | $5,620+7.3% | $4,952+21.8% | $4,741+27.2% |
| Participant deferral / active EE | $4,764 | $6,447-26.1% | $5,638-15.5% | $6,400-25.6% |
| Admin fee / account holder | $1,530 | $18,091-91.5% | $14,675-89.6% | $11,427-86.6% |