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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,871 | $105,210-60.2% | $159,487-73.7% | $85,851-51.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 15.27% | 45.08%-29.8pp | 263.71%-248.4pp | 318.63%-303.4pp |
| Employer contribution / active EE | $6,472 | $3,319+95.0% | $4,831+34.0% | $2,565+152.3% |
| Participant deferral / active EE | $8,712 | $5,946+46.5% | $7,354+18.5% | $3,952+120.4% |
| Admin fee / account holder | $388 | $6,934-94.4% | $10,804-96.4% | $6,261-93.8% |