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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,811 | $98,776-73.9% | $149,745-82.8% | $79,856-67.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 23.23% | 27.38%-4.1pp | 276.72%-253.5pp | 31.71%-8.5pp |
| Employer contribution / active EE | $5,050 | $3,217+57.0% | $4,646+8.7% | $2,471+104.4% |
| Participant deferral / active EE | $5,900 | $5,681+3.8% | $6,843-13.8% | $3,741+57.7% |
| Admin fee / account holder | $705 | $6,053-88.4% | $9,312-92.4% | $5,306-86.7% |