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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,265 | $175,257+146.6% | $149,717+188.7% | $139,456+210.0% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 15.47% | 166.70%-151.2pp | 134.41%-118.9pp | 373.45%-358.0pp |
| Employer contribution / active EE | $6,257 | $5,477+14.2% | $4,820+29.8% | $4,753+31.6% |
| Participant deferral / active EE | $8,276 | $6,521+26.9% | $5,682+45.7% | $6,711+23.3% |
| Admin fee / account holder | $931 | $16,156-94.2% | $13,213-93.0% | $11,407-91.8% |