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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $432,265 | $175,231+146.7% | $149,696+188.8% | $139,466+209.9% |
| Participation rate | 87.5% | 83.4%+4.1pp | 78.8%+8.7pp | 80.3%+7.2pp |
| Annual return | 15.47% | 166.77%-151.3pp | 134.46%-119.0pp | 373.66%-358.2pp |
| Employer contribution / active EE | $6,257 | $5,478+14.2% | $4,821+29.8% | $4,754+31.6% |
| Participant deferral / active EE | $8,276 | $6,521+26.9% | $5,682+45.6% | $6,712+23.3% |
| Admin fee / account holder | $931 | $16,155-94.2% | $13,212-93.0% | $11,409-91.8% |