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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,027 | $115,866-82.7% | $65,328-69.3% | $139,456-85.6% |
| Participation rate | 33.3% | 67.8%-34.5pp | 64.9%-31.6pp | 80.3%-47.0pp |
| Annual return | 35.88% | 31.21%+4.7pp | 47.39%-11.5pp | 373.45%-337.6pp |
| Employer contribution / active EE | $1,746 | $2,600-32.8% | $1,692+3.2% | $4,753-63.3% |
| Participant deferral / active EE | $2,523 | $4,242-40.5% | $2,832-10.9% | $6,711-62.4% |
| Admin fee / account holder | $0 | $6,705-100.0% | $4,116-100.0% | $11,407-100.0% |