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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,452 | $87,166-26.1% | $76,735-16.0% | $137,256-53.0% |
| Participation rate | 95.2% | 74.4%+20.9pp | 69.5%+25.7pp | 80.0%+15.3pp |
| Annual return | 8.77% | 26.50%-17.7pp | 29.77%-21.0pp | 220.34%-211.6pp |
| Employer contribution / active EE | $2,879 | $2,904-0.9% | $2,454+17.3% | $4,156-30.7% |
| Participant deferral / active EE | $5,583 | $4,726+18.1% | $4,088+36.6% | $6,407-12.9% |
| Admin fee / account holder | $37,559 | $8,403+347.0% | $7,189+422.4% | $12,270+206.1% |