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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,944 | $124,314+14.2% | $109,163+30.0% | $167,518-15.3% |
| Participation rate | 68.8% | 79.4%-10.7pp | 75.9%-7.1pp | 82.1%-13.4pp |
| Annual return | 15.57% | 26.04%-10.5pp | 25.75%-10.2pp | 478.71%-463.1pp |
| Employer contribution / active EE | $2,306 | $4,209-45.2% | $3,723-38.0% | $4,838-52.3% |
| Participant deferral / active EE | $7,027 | $5,256+33.7% | $4,654+51.0% | $6,342+10.8% |
| Admin fee / account holder | $35 | $7,973-99.6% | $6,754-99.5% | $12,312-99.7% |