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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,590 | $111,785+26.7% | $93,669+51.2% | $145,877-2.9% |
| Participation rate | 26.1% | 74.2%-48.1pp | 68.7%-42.6pp | 80.3%-54.2pp |
| Annual return | 13.99% | 203.79%-189.8pp | 133.59%-119.6pp | 551.28%-537.3pp |
| Employer contribution / active EE | $742 | $3,096-76.0% | $2,424-69.4% | $4,663-84.1% |
| Participant deferral / active EE | $2,424 | $4,919-50.7% | $4,416-45.1% | $6,691-63.8% |
| Admin fee / account holder | $4,225 | $10,256-58.8% | $8,291-49.0% | $13,402-68.5% |