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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,173 | $82,674+87.7% | $125,363+23.8% | $68,495+126.5% |
| Participation rate | 93.8% | 75.0%+18.7pp | 82.4%+11.4pp | 67.9%+25.9pp |
| Annual return | -20.07% | -5.97%-14.1pp | 572.15%-592.2pp | -7.84%-12.2pp |
| Employer contribution / active EE | $4,248 | $3,382+25.6% | $4,815-11.8% | $2,596+63.6% |
| Participant deferral / active EE | $10,781 | $6,111+76.4% | $7,447+44.8% | $4,028+167.7% |
| Admin fee / account holder | $4,082 | $6,276-35.0% | $10,005-59.2% | $5,403-24.4% |