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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,040 | $110,212-8.3% | $96,534+4.7% | $139,466-27.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 18.56% | 26.42%-7.9pp | 25.88%-7.3pp | 373.66%-355.1pp |
| Employer contribution / active EE | $260 | $3,620-92.8% | $2,965-91.2% | $4,754-94.5% |
| Participant deferral / active EE | $1,724 | $5,547-68.9% | $4,851-64.5% | $6,712-74.3% |
| Admin fee / account holder | $1,736 | $11,599-85.0% | $8,253-79.0% | $11,409-84.8% |