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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,040 | $110,307-8.4% | $96,576+4.6% | $139,456-27.5% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 18.56% | 26.40%-7.8pp | 25.87%-7.3pp | 373.45%-354.9pp |
| Employer contribution / active EE | $260 | $3,619-92.8% | $2,965-91.2% | $4,753-94.5% |
| Participant deferral / active EE | $1,724 | $5,547-68.9% | $4,851-64.5% | $6,711-74.3% |
| Admin fee / account holder | $1,736 | $11,597-85.0% | $8,253-79.0% | $11,407-84.8% |