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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,700 | $97,732+157.5% | $83,831+200.2% | $135,380+85.9% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.55% | 1287.56%-1295.1pp | 850.99%-858.5pp | 519.81%-527.4pp |
| Employer contribution / active EE | $29,647 | $4,222+602.2% | $3,631+716.5% | $4,779+520.4% |
| Participant deferral / active EE | $274 | $4,683-94.2% | $4,082-93.3% | $5,609-95.1% |
| Admin fee / account holder | $1,037 | $6,675-84.5% | $5,479-81.1% | $10,828-90.4% |