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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,328 | $95,917-75.7% | $79,583-70.7% | $134,545-82.7% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | -14.41% | -2.70%-11.7pp | 0.16%-14.6pp | 418.37%-432.8pp |
| Employer contribution / active EE | $1,030 | $3,129-67.1% | $2,414-57.3% | $4,742-78.3% |
| Participant deferral / active EE | $5,272 | $4,694+12.3% | $3,986+32.3% | $6,401-17.6% |
| Admin fee / account holder | $10,475 | $9,132+14.7% | $6,835+53.2% | $11,431-8.4% |