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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,676 | $118,869-78.4% | $96,575-73.4% | $167,518-84.7% |
| Participation rate | 50.0% | 75.5%-25.5pp | 69.8%-19.8pp | 82.1%-32.1pp |
| Annual return | 15.80% | 50.49%-34.7pp | 37.79%-22.0pp | 478.71%-462.9pp |
| Employer contribution / active EE | $940 | $3,120-69.9% | $2,357-60.1% | $4,838-80.6% |
| Participant deferral / active EE | $1,439 | $4,616-68.8% | $3,849-62.6% | $6,342-77.3% |
| Admin fee / account holder | $0 | $8,067-100.0% | $6,182-100.0% | $12,312-100.0% |