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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,702 | $110,083-74.8% | $151,645-81.7% | $68,490-59.6% |
| Participation rate | 91.1% | 84.0%+7.1pp | 87.5%+3.6pp | 67.9%+23.2pp |
| Annual return | -17.52% | -10.12%-7.4pp | 3.34%-20.9pp | -7.85%-9.7pp |
| Employer contribution / active EE | $1,539 | $4,470-65.6% | $6,165-75.0% | $2,597-40.7% |
| Participant deferral / active EE | $5,822 | $6,526-10.8% | $8,363-30.4% | $4,028+44.5% |
| Admin fee / account holder | $1,953 | $7,718-74.7% | $11,614-83.2% | $5,403-63.8% |