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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,671 | $137,414-77.7% | $189,537-83.8% | $85,847-64.3% |
| Participation rate | 95.5% | 84.6%+10.8pp | 87.8%+7.7pp | 69.3%+26.1pp |
| Annual return | 15.19% | 38.14%-23.0pp | 555.34%-540.1pp | 318.61%-303.4pp |
| Employer contribution / active EE | $1,767 | $4,344-59.3% | $6,161-71.3% | $2,565-31.1% |
| Participant deferral / active EE | $6,813 | $6,260+8.8% | $8,220-17.1% | $3,952+72.4% |
| Admin fee / account holder | $2,743 | $8,630-68.2% | $12,048-77.2% | $6,261-56.2% |