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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,428 | $82,163-67.8% | $125,363-78.9% | $64,814-59.2% |
| Participation rate | 56.7% | 77.9%-21.2pp | 82.4%-25.7pp | 71.5%-14.8pp |
| Annual return | -14.42% | 3.49%-17.9pp | 572.15%-586.6pp | 32.84%-47.3pp |
| Employer contribution / active EE | $1,492 | $3,616-58.7% | $4,815-69.0% | $2,507-40.5% |
| Participant deferral / active EE | $4,450 | $7,175-38.0% | $7,447-40.3% | $4,310+3.2% |
| Admin fee / account holder | $167 | $163+2.4% | $10,005-98.3% | $188-11.0% |