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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,731 | $154,228+84.6% | $145,433+95.8% | $137,256+107.4% |
| Participation rate | 77.8% | 83.8%-6.0pp | 82.1%-4.3pp | 80.0%-2.2pp |
| Annual return | 19.87% | 74.59%-54.7pp | 66.58%-46.7pp | 220.34%-200.5pp |
| Employer contribution / active EE | $4,679 | $4,804-2.6% | $4,554+2.7% | $4,156+12.6% |
| Participant deferral / active EE | $15,874 | $8,216+93.2% | $7,897+101.0% | $6,407+147.8% |
| Admin fee / account holder | $2,887 | $14,344-79.9% | $13,129-78.0% | $12,270-76.5% |