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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,967 | $114,119-51.0% | $107,187-47.8% | $138,895-59.7% |
| Participation rate | 69.2% | 78.1%-8.8pp | 75.0%-5.8pp | 79.9%-10.7pp |
| Annual return | 17.18% | 273.21%-256.0pp | 204.55%-187.4pp | 145.39%-128.2pp |
| Employer contribution / active EE | $1,699 | $4,059-58.1% | $3,782-55.1% | $4,194-59.5% |
| Participant deferral / active EE | $3,117 | $5,538-43.7% | $5,096-38.8% | $6,396-51.3% |
| Admin fee / account holder | $62 | $10,024-99.4% | $9,162-99.3% | $12,562-99.5% |