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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,489 | $107,806-20.7% | $90,655-5.7% | $135,382-36.9% |
| Participation rate | 44.4% | 78.0%-33.6pp | 74.0%-29.6pp | 82.6%-38.2pp |
| Annual return | -4.61% | -0.90%-3.7pp | 1.89%-6.5pp | 519.77%-524.4pp |
| Employer contribution / active EE | $1,543 | $3,018-48.9% | $2,532-39.0% | $4,779-67.7% |
| Participant deferral / active EE | $2,333 | $3,872-39.8% | $3,425-31.9% | $5,609-58.4% |
| Admin fee / account holder | $0 | $5,931-100.0% | $4,994-100.0% | $10,829-100.0% |