Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,043 | $140,592-89.3% | $123,105-87.8% | $125,389-88.0% |
| Participation rate | 47.8% | 88.2%-40.4pp | 86.8%-39.0pp | 83.2%-35.4pp |
| Annual return | -6.67% | 16.80%-23.5pp | 13.22%-19.9pp | 282.24%-288.9pp |
| Employer contribution / active EE | $0 | $6,041-100.0% | $5,151-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $3,368 | $6,980-51.7% | $6,229-45.9% | $5,352-37.1% |
| Admin fee / account holder | $552 | $11,198-95.1% | $9,014-93.9% | $9,541-94.2% |