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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,685 | $65,361+9.7% | $92,903-22.8% | $72,983-1.8% |
| Participation rate | 84.0% | 68.3%+15.7pp | 76.0%+8.0pp | 69.5%+14.5pp |
| Annual return | 20.28% | 42.11%-21.8pp | 109.43%-89.2pp | 81.01%-60.7pp |
| Employer contribution / active EE | $2,508 | $2,594-3.3% | $3,653-31.3% | $2,440+2.8% |
| Participant deferral / active EE | $4,242 | $3,128+35.6% | $4,238+0.1% | $3,608+17.6% |
| Admin fee / account holder | $2,359 | $4,251-44.5% | $5,795-59.3% | $5,124-54.0% |