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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,624 | $168,635-66.4% | $147,617-61.6% | $125,389-54.8% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -8.03% | 77.65%-85.7pp | 61.98%-70.0pp | 282.24%-290.3pp |
| Employer contribution / active EE | $7,922 | $6,252+26.7% | $5,564+42.4% | $4,866+62.8% |
| Participant deferral / active EE | $24,000 | $5,507+335.8% | $4,895+390.3% | $5,352+348.5% |
| Admin fee / account holder | $7,392 | $13,580-45.6% | $11,612-36.3% | $9,541-22.5% |