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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,664 | $57,330-46.5% | $86,656-64.6% | $75,177-59.2% |
| Participation rate | 52.9% | 63.2%-10.3pp | 71.7%-18.8pp | 67.2%-14.3pp |
| Annual return | 19.56% | 2675.40%-2655.8pp | 593.09%-573.5pp | 160.75%-141.2pp |
| Employer contribution / active EE | $0 | $2,316-100.0% | $3,025-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,828 | $3,320-44.9% | $4,439-58.8% | $4,126-55.7% |
| Admin fee / account holder | $0 | $4,115-100.0% | $5,619-100.0% | $5,651-100.0% |