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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,723 | $65,440-56.1% | $98,506-70.8% | $85,851-66.5% |
| Participation rate | 37.2% | 65.0%-27.8pp | 73.3%-36.1pp | 69.3%-32.1pp |
| Annual return | 16.35% | 21.75%-5.4pp | 1494.92%-1478.6pp | 318.63%-302.3pp |
| Employer contribution / active EE | $0 | $2,169-100.0% | $2,961-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $1,811 | $3,168-42.8% | $4,277-57.7% | $3,952-54.2% |
| Admin fee / account holder | $2,844 | $4,596-38.1% | $5,955-52.2% | $6,261-54.6% |