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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,309 | $154,193+6.6% | $130,045+26.3% | $139,466+17.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 6.69% | 32.51%-25.8pp | -137.30%+144.0pp | 373.66%-367.0pp |
| Employer contribution / active EE | $29,436 | $5,292+456.3% | $4,321+581.2% | $4,754+519.2% |
| Participant deferral / active EE | $15,000 | $6,709+123.6% | $5,820+157.7% | $6,712+123.5% |
| Admin fee / account holder | $487 | $13,989-96.5% | $10,600-95.4% | $11,409-95.7% |