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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,839 | $81,358-38.7% | $155,556-68.0% | $80,959-38.4% |
| Participation rate | 15.5% | 66.3%-50.7pp | 78.2%-62.7pp | 67.7%-52.2pp |
| Annual return | 15.81% | 33.39%-17.6pp | 64.84%-49.0pp | 35.67%-19.9pp |
| Employer contribution / active EE | $7,374 | $3,106+137.4% | $4,675+57.7% | $2,757+167.5% |
| Participant deferral / active EE | $4,970 | $3,455+43.8% | $5,631-11.7% | $4,300+15.6% |
| Admin fee / account holder | $676,891 | $7,994+8367.9% | $15,885+4161.2% | $6,925+9674.1% |