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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,145 | $101,069+122.8% | $81,478+176.3% | $147,585+52.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 10.60% | 32.40%-21.8pp | 38.78%-28.2pp | 578.57%-568.0pp |
| Employer contribution / active EE | $0 | $3,205-100.0% | $2,568-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,250 | $4,242-23.4% | $3,537-8.1% | $5,439-40.2% |
| Admin fee / account holder | $1,492 | $5,812-74.3% | $4,561-67.3% | $10,885-86.3% |