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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,789 | $92,743+117.6% | $82,744+143.9% | $134,532+50.0% |
| Participation rate | 62.5% | 75.2%-12.7pp | 72.6%-10.1pp | 81.2%-18.7pp |
| Annual return | -17.10% | 946.63%-963.7pp | 702.22%-719.3pp | 418.27%-435.4pp |
| Employer contribution / active EE | $1,498 | $3,273-54.2% | $3,008-50.2% | $4,741-68.4% |
| Participant deferral / active EE | $3,822 | $4,802-20.4% | $4,395-13.0% | $6,401-40.3% |
| Admin fee / account holder | $5,757 | $5,977-3.7% | $5,325+8.1% | $11,429-49.6% |