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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,384 | $132,634+9.6% | $115,768+25.6% | $137,256+5.9% |
| Participation rate | 78.6% | 77.9%+0.7pp | 74.4%+4.2pp | 80.0%-1.4pp |
| Annual return | 16.25% | 160.70%-144.5pp | 100.46%-84.2pp | 220.34%-204.1pp |
| Employer contribution / active EE | $5,357 | $3,360+59.5% | $2,940+82.2% | $4,156+28.9% |
| Participant deferral / active EE | $9,782 | $5,619+74.1% | $4,917+99.0% | $6,407+52.7% |
| Admin fee / account holder | $695 | $15,028-95.4% | $12,439-94.4% | $12,270-94.3% |