Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,976 | $49,025-65.4% | $87,502-80.6% | $62,881-73.0% |
| Participation rate | 41.0% | 64.9%-23.9pp | 73.8%-32.8pp | 69.3%-28.3pp |
| Annual return | 4.04% | 10.02%-6.0pp | 12.21%-8.2pp | 20.14%-16.1pp |
| Employer contribution / active EE | $331 | $1,372-75.8% | $2,550-87.0% | $2,281-85.5% |
| Participant deferral / active EE | $753 | $2,289-67.1% | $3,149-76.1% | $3,203-76.5% |
| Admin fee / account holder | $806 | $4,065-80.2% | $4,221-80.9% | $4,296-81.2% |