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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,706 | $138,102+77.2% | $125,381+95.2% | $134,532+81.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.25% | 750.73%-775.0pp | 572.31%-596.6pp | 418.27%-442.5pp |
| Employer contribution / active EE | $3,670 | $5,245-30.0% | $4,815-23.8% | $4,741-22.6% |
| Participant deferral / active EE | $8,241 | $7,801+5.7% | $7,448+10.7% | $6,401+28.8% |
| Admin fee / account holder | $5,560 | $11,568-51.9% | $10,007-44.4% | $11,429-51.3% |