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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,375 | $150,447+24.5% | $136,298+37.5% | $147,586+27.0% |
| Participation rate | 87.5% | 84.4%+3.1pp | 81.9%+5.6pp | 82.8%+4.7pp |
| Annual return | 19.74% | 1049.15%-1029.4pp | 5156.27%-5136.5pp | 578.59%-558.9pp |
| Employer contribution / active EE | $8,470 | $5,256+61.1% | $4,696+80.4% | $4,876+73.7% |
| Participant deferral / active EE | $7,809 | $6,631+17.8% | $6,247+25.0% | $5,439+43.6% |
| Admin fee / account holder | $1,560 | $10,906-85.7% | $9,244-83.1% | $10,886-85.7% |