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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,505 | $124,175+146.0% | $108,405+181.8% | $167,553+82.3% |
| Participation rate | 61.5% | 82.3%-20.8pp | 80.1%-18.6pp | 82.1%-20.6pp |
| Annual return | 13.34% | 1380.13%-1366.8pp | 905.55%-892.2pp | 478.89%-465.6pp |
| Employer contribution / active EE | $2,002 | $4,188-52.2% | $3,559-43.7% | $4,840-58.6% |
| Participant deferral / active EE | $5,830 | $6,908-15.6% | $6,563-11.2% | $6,343-8.1% |
| Admin fee / account holder | $624 | $9,457-93.4% | $7,297-91.4% | $12,316-94.9% |