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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,706 | $107,941+91.5% | $91,994+124.7% | $152,909+35.2% |
| Participation rate | 57.9% | 81.2%-23.3pp | 78.6%-20.7pp | 82.5%-24.6pp |
| Annual return | 22.15% | 89.28%-67.1pp | 69.04%-46.9pp | 345.46%-323.3pp |
| Employer contribution / active EE | $1,039 | $4,212-75.3% | $3,453-69.9% | $4,764-78.2% |
| Participant deferral / active EE | $3,705 | $6,366-41.8% | $5,924-37.5% | $5,851-36.7% |
| Admin fee / account holder | $1,514 | $10,521-85.6% | $7,744-80.5% | $11,601-87.0% |