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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,307 | $160,040+131.4% | $147,096+151.7% | $145,877+153.8% |
| Participation rate | 90.5% | 84.0%+6.5pp | 82.2%+8.3pp | 80.3%+10.2pp |
| Annual return | 17.02% | 98.49%-81.5pp | 419.75%-402.7pp | 551.28%-534.3pp |
| Employer contribution / active EE | $9,795 | $5,289+85.2% | $4,936+98.4% | $4,663+110.1% |
| Participant deferral / active EE | $7,859 | $8,429-6.8% | $8,071-2.6% | $6,691+17.5% |
| Admin fee / account holder | $12,182 | $15,050-19.1% | $13,005-6.3% | $13,402-9.1% |