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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,496 | $148,623+58.5% | $135,974+73.2% | $139,466+68.9% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.6pp |
| Annual return | 17.50% | 79.30%-61.8pp | 68.30%-50.8pp | 373.66%-356.2pp |
| Employer contribution / active EE | $3,408 | $5,246-35.0% | $4,859-29.9% | $4,754-28.3% |
| Participant deferral / active EE | $13,240 | $8,103+63.4% | $7,760+70.6% | $6,712+97.3% |
| Admin fee / account holder | $3,102 | $12,406-75.0% | $10,767-71.2% | $11,409-72.8% |