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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,279 | $165,399-0.7% | $149,745+9.7% | $158,982+3.3% |
| Participation rate | 81.8% | 84.6%-2.8pp | 82.5%-0.7pp | 82.0%-0.1pp |
| Annual return | 14.45% | 348.34%-333.9pp | 276.72%-262.3pp | 302.99%-288.5pp |
| Employer contribution / active EE | $5,340 | $5,105+4.6% | $4,646+14.9% | $4,763+12.1% |
| Participant deferral / active EE | $11,132 | $7,183+55.0% | $6,843+62.7% | $5,983+86.0% |
| Admin fee / account holder | $4,197 | $10,811-61.2% | $9,312-54.9% | $11,252-62.7% |