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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 · EIN 84-0467907 | Recordkeeping | $222,426 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $113,225 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,579 | $53,254-50.1% | $155,574-82.9% | $199,921-86.7% |
| Participation rate | 94.7% | 64.1%+30.6pp | 78.2%+16.5pp | 72.0%+22.7pp |
| Annual return | 15.48% | 41.18%-25.7pp | 64.87%-49.4pp | 34.28%-18.8pp |
| Employer contribution / active EE | $340 | $1,848-81.6% | $4,676-92.7% | $3,035-88.8% |
| Participant deferral / active EE | $3,216 | $3,165+1.6% | $5,629-42.9% | $5,089-36.8% |
| Admin fee / account holder | $75 | $186-59.7% | $15,914-99.5% | $269-72.2% |