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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,528 | $65,364-45.6% | $92,909-61.8% | $72,975-51.3% |
| Participation rate | 56.1% | 68.3%-12.3pp | 76.0%-19.9pp | 69.5%-13.4pp |
| Annual return | 34.49% | 42.11%-7.6pp | 109.44%-75.0pp | 81.01%-46.5pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,104 | $3,128-0.8% | $4,238-26.8% | $3,608-14.0% |
| Admin fee / account holder | $22 | $4,251-99.5% | $5,795-99.6% | $5,124-99.6% |