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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,788 | $29,716-77.2% | $56,077-87.9% | $80,925-91.6% |
| Participation rate | 72.4% | 41.7%+30.7pp | 52.5%+19.9pp | 67.7%+4.8pp |
| Annual return | 27.30% | 35.30%-8.0pp | 1709.28%-1682.0pp | 35.65%-8.4pp |
| Employer contribution / active EE | $583 | $671-13.1% | $1,040-44.0% | $2,756-78.9% |
| Participant deferral / active EE | $827 | $1,228-32.6% | $1,954-57.7% | $4,299-80.8% |
| Admin fee / account holder | $326 | $2,432-86.6% | $2,825-88.5% | $6,940-95.3% |