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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,788 | $29,733-77.2% | $56,025-87.9% | $80,959-91.6% |
| Participation rate | 72.4% | 41.7%+30.7pp | 52.5%+19.9pp | 67.7%+4.7pp |
| Annual return | 27.30% | 35.28%-8.0pp | 1712.69%-1685.4pp | 35.67%-8.4pp |
| Employer contribution / active EE | $583 | $672-13.2% | $1,042-44.0% | $2,757-78.9% |
| Participant deferral / active EE | $827 | $1,229-32.7% | $1,955-57.7% | $4,300-80.8% |
| Admin fee / account holder | $326 | $2,434-86.6% | $2,828-88.5% | $6,925-95.3% |